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FEMA (Federal Emergency Management Agency) Daily Digest Bulletin

FEMA (Federal Emergency Management Agency)
FEMA Private Sector Advisory: FEMA Defers the Implementation of Risk Rating 2.0

U.S. Department of Homeland Security

Federal Emergency Management Agency

Office of External Affairs

Public-Private Partnerships Team


Private Sector Advisory

FEMA Defers the Implementation of Risk Rating 2.0

November 7, 2019


WASHINGTON – FEMA is focused on building a culture of preparedness by closing the insurance gap so that individuals and communities recover faster and more fully after a natural disaster.

Earlier this year, FEMA announced Risk Rating 2.0 as an initiative to deliver flood insurance rates that people trust, value, and are less complex to navigate. Knowing the true risk of one’s property is critical to ensure adequate insurance coverage and claim payments after a flood, as well as to inform appropriate mitigation measures property owners can take to ultimately reduce their risk. While the agency initially announced that new rates for all single-family homes would go into effect nationwide on October 1, 2020, some additional time is required to conduct a comprehensive analysis of the proposed rating structure so as to protect policyholders and minimize any unintentional negative effects of the transition. Therefore, FEMA decided to defer the implementation of Risk Rating 2.0 by one year to October 1, 2021. Additionally, this extension allows for all National Flood Insurance Program (NFIP) policies – including, single-family homes, multi-unit and commercial properties – to changeover to the new rating system at one time instead of a phased approach, as originally proposed.

Over the course of the next year, FEMA will continue to actively engage with Congress and other key stakeholders to ensure transparency and visibility as we work to transform the NFIP.




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FEMA Building Science releases P-2054, Mitigation Assessment Team Compendium Report

FEMA’s Building Science Branch is pleased to announce that FEMA P-2054, Mitigation Assessment Team Compendium Report: 2017 Hurricane Season, is now available online at  To assess the impacts of Hurricanes Harvey, Irma, and Maria on the built environment, FEMA’s Building Science Branch deployed Mitigation Assessment Teams (MATs) to Texas, the U.S. Virgin Islands (USVI), Puerto Rico, and Florida. This Compendium Report summarizes the observations, conclusions, and recommendations from the four MAT reports developed for the 2017 hurricane season:

To learn more about FEMA’s Mitigation Assessment Team Program, click here.

To learn more about FEMA’s Building Science Branch, visit our website.

Contact the Building Science helpline at or 866-927-2104.


November 2019: Summer Youth Preparedness Camps, Holiday Safety Tips, and More!